Someone once said that “winters in Vermont are like 10 pounds of ham for 2 people. It just goes on and on and on.” This past winter was especially long with an awful lot of snow. Vermont had a record amount of barn and roof collapses because of it. I have lived in Vermont for 15 years and this is the first winter we had to rake our roof. “Collapse” is not always a “covered peril” so make sure you know if your roofs are covered. If you have a barn with animals in it, collapse is a serious issue. Check with your agent to make sure you are adequately covered.