Tip #2 for Flood Safety Awareness Week

Your home isn’t the only thing at risk of flooding. It takes only 18 inches of water to lift your car or SUV. Once your vehicle becomes buoyant, the water can easily push it sideways, trapping you inside and washing the car downstream. Stay safe by never driving on a road covered in water. Find out more about flood insurance by contacting Finn & Stone at (802) 362-5000 or email us.

Tip #1 for Flood Safety Awareness Week

If you live in a moderate-to-low risk area, you may be eligible for a preferred risk flood policy for as low as $129 per year. Remember, just a few inches of flooding can cause tens of thousands of dollars in damage and is NOT covered by your homeowners or business insurance. Make sure you are protected by contacting Finn & Stone at (802) 362-5000 or email us.

How Do I Love Thee? Let Me Count the Life Insurance

love life insurance

Okay, we know life insurance doesn’t rate as high on the “Romance Meter” as Elizabeth Barrett Browning’s iconic sonnet or even the classic movie line, “You had me at hello.”

But the simple fact is that purchasing life insurance is one of the least selfish acts you can perform out of love for another. What else would you call a product whose key purpose is to assure the financial care of others than yourself? Which is designed to enter the picture at the exact moment it is most needed ? your exit? Everlasting love, indeed! Altruism at its finest!

Now consider that you likely are providing this future financial promise for those nearest and dearest to you: a loving spouse, your beloved children, or possibly a meaningful charity or cause. Suddenly a candy heart seems a bit pale by comparison.

Yet this act of true love – purchasing life insurance-  is often forfeited or delayed. Maybe it’s because of the off-putting horror stories of life insurance hard-sales tactics (backing the hearse up to the door) or the confusing arguments over whether term or “permanent” is the better deal or bigger rip-off.

To lovers everywhere we offer great news! Your Trusted Choice® independent insurance agent stands ready and able to assist as your Cupid in launching your personal financial support arrow into the future. Let us help you create the assurance that the financial resources to fulfill your goals and your plans will be there for those you love and support.

And for those who still believe equating life insurance with romance is just too much of a stretch, may we offer the last lines of the romantic sonnet, “How Do I Love Thee?”

I love thee with the breath,
Smiles, tears, of all my life; and, if God choose,
I shall but love thee better after death.

Life insurance as a gift of love: Even Elizabeth Barrett Browning would approve.

Originally posted by Trusteed Choice. Click here to see complete statistics.

Angela Arbolino attends CIC Institute Life & Health Class

Angela M. Arbolino, RHU, REBC of the Finn & Stone, Inc. insurance agency of Manchester Center Vermont has successfully completed the Certified Insurance Counselors Life & Health insurance course held in Burlington Vermont on October 10-13, 2012.

The insurance risk management course attended was one of the five parts offered by The Massachusetts Association of Insurance.  After the successful completion of all five courses covering all major areas of the insurance field, and five comprehensive examinations, Angela will be awarded the Certified Insurance Counselor (CIC) designation by the National Alliance for Insurance Education & Research, the nation’s foremost provider of professional insurance and education.

Angela completed the Personal Lines and Commercial Property classes in 2011.  She currently holds the Registered Health Underwriter (RHU) and Registered Employee Benefits Counsultant (REBC) designations.  She has managed the Life & Health insurance department for Finn & Stone, Inc. since 2000.

Insurance Term: Underwriter

When a person applies for a policy, it is an underwriter who determines whether that person is worth the risk of insuring. By assessing how much risk a person represents, underwriters ensure that all policyholders fit the company’s requirements. In addition, underwriters often help determine policy pricing.

Insurance Term: Loss Control Specialist

Loss control specialists work in the field inspecting job sites, shops, warehouses and other business areas looking for hazardous conditions and ways to fix them. Their primary responsibility is to limit injury, loss, and accident. Specialists in healthcare focus on preventative medicine as well as improving work environments. Those interested in this career should be familiar with engineering, or safety management. Ideally, candidates should prepare by getting a degree that emphasized both technical expertise and business skills.

Insurance Term: Service Representatives

Because of their function as a go between insurance companies and insurance agents, service representatives must have excellent communication skills and a detailed understanding of insurance products. A successful representative is good at building relationships with agents and company representatives. A general liberal arts education provides a solid foundation for a career as a service representative.

Jonathan Ams Achieves Distinguished CIC Designation

jon amsWe are pleased to announce that Jonathan Ams has recently earned the designation of Certified Insurance Counselor (CIC). A CIC designation is a mark of distinction that represents a commitment to professional excellence and leadership within the insurance industry.

The formal training required to become a CIC includes 100 classroom hours and the successful completion of five comprehensive exams, with an annual update required in order to maintain the designation. The five CIC institutes and comprehensive written examinations focus on all major fields of insurance, insurance management, and agency operations. The designated CICs across the country are recognized as among the best and most knowledgeable insurance practitioners in the nation.

Jonathan Ams is a 2002 graduate of Burr & Burton Academy, and a 2006 Graduate of the University of New Hampshire. He joined Finn and Stone in 2008.

Insurance Term: Claims Adjuster

When a customer has had an accident, been injured, or been through a loss, adjusters help determine a fair settlement between all involved. A successful claims adjuster must have excellent communication and negotiation skills and should be able to arbitrate with grace and empathy. Adjusters spend time in the field, as well as behind a desk.

Insurance Term: Agent and Broker

Brokers and agents sell insurance policies to individuals and companies that want to guard their assets against liability. In the event of a fire, injury, or accident, customers call their agents; therefore agents must have a detailed knowledge of policies and their limitations. Those who are familiar with business practices and comfortable talking with all types of customers can make a good living working an adjustable schedule in the insurance industry.